Allen Green Posted September 10, 2014 Report Share Posted September 10, 2014 Well I've been freelance since '96 and had health insurance through NASE (national Asso of Self employed) since early 2000's it was a large group & decent rate. Well got a notice that as of Mar 31, 2015 they will no longer be in the health insurance business because it is no longer a sustainable business (thx Obama care). Curious you freelancers (non union) what health insurance you carry. Now I can buy a policy for $1400 a month added to my wife's employer. I'm paying $800 a month for the family mainly major medical. Very affordable. What are you guys/girls doing as freelancers for health insurance? Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
Stillweii Posted September 11, 2014 Report Share Posted September 11, 2014 Shiiiiit Obamacare be $50 a month for me with Dental and Vision with MetroPlus NYC. (thx Obama care) Do some research with your favorite doctors and see what plans they are on and scope out those prices. I'm not sure we as a mass can give you solid advice on something that is supposed to be tailored to your health needs. Quote Link to comment Share on other sites More sharing options...
Rich Reilly Posted September 11, 2014 Report Share Posted September 11, 2014 $50/mo? That's one helluva subsidy. Quote Link to comment Share on other sites More sharing options...
GAGaudio Posted March 16, 2015 Report Share Posted March 16, 2015 Yes can anyone recommend some good health insurance companies that are good for freelancers like ourselves. Thanks! Quote Link to comment Share on other sites More sharing options...
Laurence Posted March 16, 2015 Report Share Posted March 16, 2015 I've been freelance since 1980 and get my health, vision and dental from the IA for $0.00 per month plus $5 co-pay. Haven't found anything better but let me know if you do. Quote Link to comment Share on other sites More sharing options...
greg sextro Posted March 17, 2015 Report Share Posted March 17, 2015 Before joining the IA I had Freelancers Union insurance. I was paying about $300/350 for what I felt was a decent plan. Not sure what it is for someone with a family. Worth a look if they offer insurance in your area. Quote Link to comment Share on other sites More sharing options...
Jeremy Childers Posted March 19, 2015 Report Share Posted March 19, 2015 I pay $350 for my wife and I with covered California (Obama care). But co-pays suck..with went to urgent care last month and ended up paying $100. Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
Jeremy Childers Posted March 19, 2015 Report Share Posted March 19, 2015 I pay $350 for my wife and I with covered California (Obama care). But co-pays suck..with went to urgent care last month and ended up paying $100. Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
johnpaul215 Posted March 19, 2015 Report Share Posted March 19, 2015 My state had a Republican governor, so he never set up an exchange (1). We have to use the federal one and the deals are not nearly as good as some people are getting. That said, I still have insurance through Blue Cross like I did five years ago and it is a bit cheaper. The biggest difference I know is that they can't block people for pre-existing conditions. For example, I have a writer friend that was between insurance policies when he was diagnosed with cancer. Took a lot of expensive surgery, chemo and radiation to beat. They can't deny him insurance based on that anymore, but they could have a few years ago. As is, he still spent 6 figures fighting it, and obviously couldn't work for a long time. If he didn't have other resources to lean on, he would've lost his house. (1) not to stir up the politics, but a lot of Republican governors did not set up exchanges because the leadership in Washington (at the time) still thought they could reverse it. Setting up an exchange made it look like the governor had no faith in their DC partners shutting it down. My state had a Republican governor, so he never set up an exchange (1). We have to use the federal one and the deals are not nearly as good as some people are getting. That said, I still have insurance through Blue Cross like I did five years ago and it is a bit cheaper. The biggest difference I know is that they can't block people for pre-existing conditions. For example, I have a writer friend that was between insurance policies when he was diagnosed with cancer. Took a lot of expensive surgery, chemo and radiation to beat. They can't deny him insurance based on that anymore, but they could have a few years ago. As is, he still spent 6 figures fighting it, and obviously couldn't work for a long time. If he didn't have other resources to lean on, he would've lost his house. (1) not to stir up the politics, but a lot of Republican governors did not set up exchanges because the leadership in Washington (at the time) still thought they could reverse it. Setting up an exchange made it look like the governor had no faith in their DC partners shutting it down. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.