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I saw some threads with specific insurance questions, but I wanted to start a thread about insurance in general so newbies like me can ask any questions they may have about insurance in this thread. First off, equipment insurance. I'm assuming this is a no brainer. What types of equipment insurance do you guys have, what does it cost, and what does it cover? Are there any kinds of insurance needed other than equipment insurance? I'm assuming the production would have insurance for people getting hurt on set and stuff like that. But my dad owns a manufacturing business and talked about needing insurance so people can't sue you if you mess something up; is something like that needed in the sound industry? Thanks for all your help! And anyone else feel free to use this thread to ask questions about insurance or discuss insurance in general.